You May Soon Be Able to Send Money to Your Friends on WhatsApp


Whatsapp Messaging App is expected to roll out a feature that will allow users to send money to their contacts from the app in the next six months. However, they will be flagging it off in India.

In a statement released by Whatsapp to Techcrunch, the Whatsapp spokesperson said “India is an important country for WhatsApp, and we’re understanding how we can contribute more to the vision of Digital India, we’re exploring how we might work with companies that share this vision and continuing to listen closely to feedback from our users.”

This feature is going to be a peer-to-peer payment system expected to seamlessly work on the platform and combine the power of banks to resolve payment issues with users across all platforms, it should be noted that Facebook which owns Whatsapp already introduced a similar functionality to its Messenger app last year.


There’s no official statement about whether the feature will be introduced in other markets though neither has there been any concerning the surety of the integration, but indications to its certainty are found on Whatsapp’s website where a job listing has been posted for a Digital Transactions Lead in India.

The Job specification calls for an individual who according to Whatsapp can “understand and explain [India’s Unified Payments Interface, Bharat Interface for Money and Aadhar number]” and “collaborate with banks to resolve Whatsapp user issues”.

How the Whatsapp payment is going to work

To be able to use the payment method on your app, you need to be

  • at least 18 years old.
  • Add a debit Card issued by a bank to your account
  • Set your preferred currency to Naira
  • Might have to be able to send and receive money on Facebook

Obviously, the features will roll out to different users in form of Updates, when you have the feature, you’ll find a “$” sign beside your send button option, when you select this, you’ll be asked to enter your debit card info. You won’t have to include some details that might be hard to find but you’re limited to using only Visa and MasterCard debit cards. Then you’ll be asked to create an In-App payments pass-code, once you’re set up, the entered amount is instantly taken from your account and paid to the recipients debit account. Both you and the recipient will get a message detailing the transfer status and time.

As usual, security is an issue, therefore Whatsapp will take extra steps to ensure your money is safe, this includes not holding your money during transit, i.e directly paying to your account although it is customary for banks to hold the money for a number of days before release, another is asking extra financial security questions before a transfer goes through if they notice something fishy.


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